Traveling introduces you to new environments, cultures, and perspectives. It’s a meaningful investment in yourself, and you shouldn’t have to wait to earn a promotion or win the lottery to pursue it. The truth is, traveling doesn’t need to cost…
If you’re like most people, you have already subscribed to several services. Did you know that the average US consumer spends around $273 each month on subscriptions? That’s a lot of money, especially if you don’t have extra cash to…
Though back-to-school shopping can be a fun way to spend time with your kids, it can also be stressful. If it feels like a daunting task to shop for school clothes while staying on budget, there are a few techniques…
Debt management is the process of getting your debts under control. It involves monitoring your debts, acknowledging their full extent, and establishing a plan to make your payments on time and in full. If you follow your plan accordingly, you…
As the years go on, houses become more and more expensive. It’s gotten to the point that becoming a homeowner seems like a dream that’s entirely out of reach for some people. But that is not the case—anyone can be…
These days, many stores have their Christmas decorations and toys out before Halloween wraps up. For many people, this signals the beginning of the Christmas shopping season. For low-income families, these holiday displays are depressing. They are constant reminders that…
Life can come at you with unexpected events. One of these events is death. While death is one of the things in life that is certain, we never know when it may happen. We are never truly prepared for it—emotionally…
Maintaining a home is expensive. There are so many bills to keep track of, from the phone to utilities to cable TV. In addition, there are other expenses to keep in mind, such as food, car insurance, necessities for the…
When it comes to raising children, most people would prefer not to do it on their own. However, things don’t always go as planned. Many women are single moms from the get-go, while others find themselves raising their kids alone…
College students are not traditionally the most wealthy demographic. Not only that, but many people finish college with student loans to pay off. One convenient way to make some cash while juggling the time commitment of college courses, sports, or…